So here I am unemployed, with only unemployment pay and in need of really cheap health insurance. I got a really bad scare recently. A long time and close friend of mine did not have health insurance through the small business she worked for and got stuck with an enormous medical bill! I won’t tell you what she had, just that she is recovering and will be returning to work soon. But her retirement fund is going to be drained dry when she pays that huge medical bill. Her retirement account is will be almost empty! That is so terrible, she has worked so hard and now this!
Living a proper life offers many benefits. Your healthy way of life can easily assist you in bringing down the Insurance Brokers premium. Exercise regularly, eat healthy diet, avoid smoking and high drinking ? as well as your visits to the doctor will surely be minimized. The more healthy you are, the lesser you are represented like a risk for the insurance company.
After your interview you may want to ask yourself some other questions to help determine or grade the mortgage broker regarding how you think they will handle your loan.
Talk to an attorney about your options. What kind of a business would it be best for you to operate: a sole proprietorship, a partnership, a limited liability corporation, or a corporation? If you are planning on employing others, you will also need to visit with an accountant to find out about such responsibilities as payroll, sales tax, worker’s compensation, and tax and business liability.
If you consult with your homeowners Insurance agent, you can find out how much various improvements could cut your rates and see if it would save you more than it would cost to make the improvements. A fire sprinkler system, burglar alarms, storm shutters, a reinforced roof, etc. can all make your house less of a risk for the insurance company.
Pay attention: Never talk on the phone, eat, drink, or allow yourself to lose your focus on driving. Remember, your responsibility is to keep the vehicle you are driving under control.
Get with the right distributors at the right time – Years ago my wife and me sold a house. We had several options but they came down to listing the house with this relatively new agent down the street or the hotshot million dollar sales earner. We went with the latter – big mistake – he was so busy with his big deals he didn’t have time to mess with our little house. The house sat month after month before selling and we had already moved out of town. The lady down the street would have pushed it to the max.
Being affiliated to insurance companies with questionable reputations will hurt their credibility. Since they make their money no matter the insurer you choose, it will be unwise for them to choose poorly rated companies (It simply doesn’t make sense).